G84:Helensburgh and Lomond

Young Fred bought a donkey from a farmer for £100. The farmer agreed to
deliver the donkey the next day. The next day he drove up and said, 'Sorry
son, but the donkey's died.'

Fred replied, 'Well then just give me my money back.'
The farmer said, 'Can't do that. I've already spent it.'
Fred said, 'OK, then, just bring me the dead donkey.'
The farmer asked, 'What are you going to do with him?'
Fred said, 'I'm going to raffle him off.'
The farmer said, 'You can't raffle a dead donkey!'
Fred said, 'Sure I can. Watch me. I just won't tell anybody he's dead.'
A month later, the farmer met up with Fred and asked, 'What happened with
that dead donkey?'
Fred said, 'I raffled him off, sold 500 tickets at two pounds a piece
and made a profit of £898'
The farmer said, 'Didn't anyone complain?'
Fred said, 'Just the guy who won. So I gave him his two pounds back.'

Fred now works for the Royal Bank of Scotland.